Can Your Term Life Insurance Do This?
- peter81816
- May 15
- 1 min read
Just about everyone knows that Term Life Insurance is typically a temporary form of life insurance that guarantees the pricing for term periods such as 10, 15, 20 or 30 years.
At the end of the term period, you can either continue the coverage at ridiculously higher rates, cancel the term policy or go back through underwriting at your current health and age.
What if there was a way that you could continue to get term life insurance, but only ever have to go through underwriting only once in your life? If you knew that were so, why aren't you doing that?
The Catholic Order of Foresters Flexible Premium Life can actually do this!
You can pick any length of term from 1 year and upwards of 60 years!
But here's the really wild part and I will give you an example. Let's say that you get a 20 year level term and then decide halfway through that term that you want to extend it another 10 years. Typically, you would need to go back through full underwriting, but not with the COF Flexible Premium Life! No matter even if your health changed, you could extend your term and not have to change your rating or go back through underwriting. It's a real "game changer" in our opinion.
As a disclaimer, in this example, if you extended the term, you would pay for the rates at your current age.

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